Columbus
Home Mortgage
Loans
Get The Lowest Interest Rate On
Columbus Home Mortgage Loans.
Whether you are a first time home buyer or
trading up to a larger home, we work hard to find the best Columbus mortgage
loan
solution for you. Constantly surveying the hundreds of mortgage lenders as well
as anonymously testing their staff, we are always aware of the conditions of the
Columbus home loan market as well as the lenders involved in it.
Best Lender For
Columbus Mortgage Loans
Unfortunately, the subprime mortgage
crisis has caused dramatic changes in the lending climate. Many lending
institutions have suffered tremendous losses and as a result have
tightened their lending standards drastically. Whereas it used to be
very, very easy to meet the requirements in order to get approved, it is
now much more difficult with most lenders.
When searching for a
Columbus mortgage lender, it is important to find one
that not only offers the lowest rates, but also has not tightened
lending standards to the point that only a tiny percentage of applicants
will qualify.
At the top of our list right now is ING
DIRECT Columbus Mortgage. They have the lowest rates, a free and
easy online application, and they have not been severely hurt by the
subprime mortgage crisis. They are still approving the majority of
applications for
Columbus mortgages. Additionally, the approve online mortgage
applications in under 3 minutes.
Columbus Ohio
Overview & Statistics
Columbus Overview
As of 2007, Columbus's population is 733,203 people. Since 2000, it has had a population growth of 3.05 percent.
The median home cost in Columbus is $182,200. Home appreciation the last year has been 0.45 percent.
Compared to the rest of the country, Columbus's cost of living is 13.60% Lower than the U.S. average.
Columbus public schools spend $6,445 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Columbus.
The unemployment rate in Columbus is 4.60 percent (U.S. avg. is 4.60%). Recent job growth is Positive. Columbus jobs have Increased by 1.92 percent.
Columbus Economy
The unemployment rate in Columbus, OH, is 4.60%, with job growth of 1.92%. Future job growth over the next ten years is predicted to be 24.59%.
Columbus, OH Taxes
Columbus, OH, sales tax rate is 6.75%. Income tax is 6.99%.
Columbus, OH Income and Salaries
The income per capita is $24,152, which includes all adults and children. The median household income is $43,731.
Columbus Housing
The median home value in Columbus, OH, is $182,200. Home appreciation is 0.45% over the last year. The median age of Columbus, OH, real estate is 32 years.
Columbus, OH Apartments and Rentals
Renters make up 46.68% of the Columbus, OH, population. 7.73% of houses and apartments in Columbus, OH, are unoccupied (vacancy rate).
Columbus Education
Columbus, OH, schools spend $6,445 per student. There are 19 pupils per teacher, 701 students per librarian, and 545 children per counselor in Columbus, OH schools.
Columbus Mortgage Loan
Resources
Listed below are a variety of resources
relating to Columbus mortgage loans:
ci.columbus.oh.us
Ohio First
Time Home Buyers Grants
Ohio First
Time Home Buyer Programs
Columbus Real Estate
Agents
Ohio Home
Mortgage Loans
Columbus Home MortgageFor the latest news updates, visit
Columbus Mortgage news items.
Finally, you may want to visit
Mortgage Rates Predictions to find out if now is a good time to apply for a
Columbus Mortgage Loan.
This
website provides complete state-by-state contact information for down
payment grants. We suggest that you
send for the free CD that takes you step by step through the application
forms to ensure that you complete the grant applications properly.